How to Remove a Genuine Default from Your Credit File
Can a genuine default be removed from your credit file? Yes! Learn how even legitimate defaults can be legally removed when creditors fail to follow proper listing procedures.
Case Study: $37,000 Trade Supplier Default Removed in 14 Days
Names and identifying details in this case study have been [...]
Excess Credit Enquiries: What’s the Solution?
Updated 13 October 2026. By Graham Doessel. A short burst [...]
Equifax Fined $3.5 Million: What It Means for Your Credit Rights
Equifax was fined $3.5 million for misleading consumers. Learn about the Equifax penalty, consumer refunds, and how to protect your credit rights when dealing with Credit Reporting Bodies in Australia.
Case Study: Three Credit Enquiries Removed in a Day Before a Home Loan
Names and identifying details in this case study have been [...]
ASIC Crackdown on Payday Lenders and Credit Repair Agencies
A Senate inquiry has backed giving ASIC new powers to regulate payday lenders, buy now pay later providers, and credit repair agencies, protecting vulnerable Australians from financial harm.
Understanding Repayment History Information (RHI) on Your Credit File
Learn what Repayment History Information (RHI) is, how it affects your credit score, and what those late payment markers mean for your ability to get finance in Australia.
Case Study: Ombudsman Orders Car Loan Default Removed Plus Compensation
Names and identifying details in this case study have been [...]
Identity Theft and Your Credit File: What to Do First
Updated 11 October 2026. By Graham Doessel. If someone else [...]
Can You Remove an Unpaid Default from Your Credit File?
Can an unpaid default be removed from your credit file? Yes! Learn how specialist credit repair lawyers investigate listing processes to find legislative breaches and have defaults removed, even if the debt remains unpaid.
Case Study: $36,000 Personal Loan Default Found to Be Listed in Error, Removed in 7 Days
Names and identifying details in this case study have been [...]
Top 7 Questions to Ask Before Hiring a Credit Repairer
Protect yourself from credit repair scams. Learn the 7 critical questions to ask any credit repairer before you engage their services, and why working with licensed lawyers matters.
You’ve Got Your Free Credit Reports: Now What? Get a Free Credit File Analysis
Updated 9 October 2026. By Graham Doessel. Free reports are [...]
Case Study: Disputed Legal Bill Judgment Set Aside in 6 Days
Names and identifying details in this case study have been [...]
How to Get Your Free Credit Report in Australia (and What to Look For First)
Updated 9 October 2026. By Graham Doessel. Australians can get [...]