Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Akihito* |
| State: | NSW |
| Sex: | Male |
| Age: | 49 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Vodafone |
| Current Creditor: | ACM Group |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $540 |
| Commenced work: | 28/06/2018 |
| Default Resolution: | 01/08/2018 |
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Credit Repair Background:
Out of work, Akihito was in desperate hardship at the time of the default. Akihito was contesting his data charges and became fed up with Vodafone so he didn’t pay the now overdue account.
What were any challenges with the creditor?
Vodaphone responded in a timely and positive manner to Akihito’s lawyers’ requests.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to ACM Group and, upon further review, they found out that the default was listed in error, being listed more than 90 days after the 21D notice was issued and therefore agreed to remove the listing.
Summary:
Akihito engaged MyCRA Lawyers to investigate the likelihood of removal of 4 default listings on his credit file. These listings were the direct result of the time he was out of work at the time and he was unable to make payments. Akihito only discovered the bad credit default listings when he checked his credit report in 2017. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 34 days. Akihito is now a step closer to achieving a finance approval. Congratulations Akihito and good luck!
Akihito’s* name has been changed to protect privacy
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