Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Angela* |
| State: | NSW |
| Sex: | Female |
| Age: | 51 |
| Married/Single: | Single |
| Listing Type: | Commercial Default |
| Original Creditor: | Probiotec Pharma Pty Ltd |
| Current Creditor: | NCI Collections |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $4042 |
| Commenced work: | 24/07/2018 |
| Default Resolution: | 30/08/2018 |
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Credit Repair Background:
Angela was the manager of a company that had an account with Probiotec Pharma and was oblivious to any default, nor was she aware that they had her on file as guarantor. Probiotec Pharma claims that they have Angela down as a guarantor on the account and defaulted her for a missed bill, however, Angela never signed anything of that sort as it was not within her role to do so.
What were any challenges with the creditor?
Probiotec Pharma responded in a timely manner to Angela’s lawyers’ requests.
Why was the listing removed?
NCI Collections agreed to remove the default as Judith’s signature was forged.
Summary:
Angela engaged MyCRA Lawyers to investigate the likelihood of removal of a Probiotec Pharma/NCI Collections default listing on her credit file. The listing was a result of when Probiotec Pharma claims that Angela was a guarantor. Angela only discovered the bad credit default listing when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 37 days. Angela can now move forward financially. Congratulations Angela and good luck!
Angela’s* name has been changed to protect privacy
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