Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Ben* |
| State: | NSW |
| Sex: | Male |
| Age: | 20 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Optus |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1497 |
| Commenced work: | 07/08/2018 |
| Default Resolution: | 16/08/2018 |
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Credit Repair Background:
Ben had an Optus default that was listed 2 years ago when he was 18 for about $1,497 which is unpaid. He was unemployed, struggling to find employment, had lost his phone, and moved interstate at the time.
What were any challenges with the creditor?
Optus responded within a timely manner to Ben’s lawyers’ requests.
Why was the listing removed?
Optus agreed to remove the listing when the client provided a copy of his driver’s licence.
Summary:
Ben engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. The listing was the direct result of the time he was unemployed and was struggling to get a job. Ben only discovered the bad credit default listing when he applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 9 days. Ben can now move forward financially. Congratulations Ben and good luck!
Ben’s* name has been changed to protect privacy
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