Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Bryan* |
| State: | VIC |
| Sex: | Male |
| Age: | 27 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | AGL |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $257 |
| Commenced work: | 10/07/2018 |
| Default Resolution: | 30/07/2018 |
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Credit Repair Background:
Bryan had old Gas and Electricity debts from late 2013 and early 2014 from AGL. Bryan never received any letters or calls from Panthera but cannot remember receiving any from AGL. Bryan moved out and advised AGL he was going back home (they had that address as a mailing address already), and to cancel the accounts.
What were any challenges with the creditor?
Panthera responded in a positive and timely manner to Bryan’s solicitors’ requests.
Why was the listing removed?
Panthera Finance has agreed to remove the default listing as the notices were not sent to the correct last known address.
Summary:
Bryan went to go for a home loan but found that he has two Panthera Finance defaults and was refused. Bryan engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file which was the direct result of the time he changed address. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 20 days. Bryan can now apply for finance as his two default listings were removed. Congratulations Bryan and good luck!
Bryan’s* name has been changed to protect privacy
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