Bad Credit Rating Removal Case Study
Client Profile:
Name: | Christopher* |
State: | NSW |
Sex: | Male |
Age: | 49 |
Married/Single: | Married |
Listing Type: | Default |
Original Creditor: | Pioneer Credit |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $5822 |
Commenced work: | 28/06/2018 |
Default Resolution: | 20/07/2018 |
Credit Repair Background:
Christopher was in hardship as he was unemployed at the time of the default. The debt goes back about 8 years for a CBA credit card that Christopher has not paid. Christopher has never admitted to the debt in writing or paid anything towards it in the last 6 years.
What were any challenges with the creditor?
The creditor/s responded to Christopher’s lawyers’ requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to Pioneer Credit and upon further review, they agreed to remove the default.
Summary:
Christopher engaged MyCRA Lawyers to investigate the likelihood of removal of 4 default listings on his credit file. These listings were the direct result of the time he was unemployed and unable to make payments. Christopher only discovered the bad credit default listings when he checked his credit report. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 22 days. Christopher is now a step closer to achieving a finance approval. Congratulations Christopher and good luck!
Christopher’s* name has been changed to protect privacy
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