Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Diego* |
| State: | QLD |
| Sex: | Male |
| Age: | 28 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Credit Four |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $692 |
| Commenced work: | 27/06/2018 |
| Default Resolution: | 24/09/2018 |
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Credit Repair Background:
Diego* was going through a truly rough patch; his son had seriously poor health and his employers were continuously paying him late. He explained this to Credit Four, but no hardship was offered to Diego.
What were any challenges with the creditor?
There were minimal issues with the creditor as they responded positively and promptly to our credit repair lawyers’ default removal requests.
Why was the listing removed?
Credit Four agreed that the listing should be removed on hardship/compassionate grounds. No hardship opportunity was given to the client when they advised of hardship.
Summary:
Diego engaged MyCRA Lawyers to investigate the likelihood of removal of a Credit Four default listing on his credit file. The listing was a result of a time when Diego was financially struggling and was also going through emotional hardship because if his son’s health. Diego only discovered the bad credit default listing when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 89 days. Diego * is now a step closer to achieving finance. Congratulations Diego and good luck!
Diego’s* name has been changed to protect privacy
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