Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Gaétan* |
| State: | VIC |
| Sex: | Male |
| Age: | 53 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | HSBC Bank |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $12,338 |
| Commenced work: | 22/06/2018 |
| Default Resolution: | 03/08/2018 |
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Credit Repair Background:
Gaétan had been in and out of the hospital due to a serious health condition. His ex-wife had control over his credit cards and unfortunately, Gaétan wasn’t in any condition to know what was happening.
What were any challenges with the creditor?
HSBC liaised with Gaétan’s lawyers’ in a positive and timely manner.
Why was the listing removed?
MyCRA Lawyers provided Gaétan’s medical and family law documents to HSBC. Submitted that default listing should be removed on compassionate grounds and HSBC agreed to the removal.
Summary:
Gaétan engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file. These listings were the direct result of the time he was in and out of hospital due to serious health issues. Gaétan only discovered the bad credit default listings when he came to realise the accounts were overdue by way of seeing the letters and receiving phone calls. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 42 days. Gaétan is now a step closer to achieving a finance approval. Congratulations Gaétan and good luck!
Gaétan’s* name has been changed to protect privacy
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