Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Gary* |
| State: | QLD |
| Sex: | Male |
| Age: | 56 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | AGL |
| Current Creditor: | Baycorp |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $531 |
| Commenced work: | 13/03/2018 |
| Default Resolution: | 22/06/2018 |
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Credit Repair Background:
Gary and his partner were moving address, in the week leading up to the move he contacted all his utility suppliers with his updated address details. Their phone number was the same yet still they received no contact from anyone and were not notified regarding any outstanding account.
What were any challenges with the creditor?
Baycorp did not comply with Gary’s lawyers’ initial requests..
Why was the listing removed?
After much discussion Baycorp agreed to removal.
Summary:
Gary engaged MyCRA Lawyers to investigate removal of 2 default listings on his credit file. These listings were the direct result of the time he moved address and the creditors did not update his details when contacted to do so. Gary only discovered the bad credit default listings when he was declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 101 days. Gary is now a step closer to achieving a finance approval. Congratulations Gary and good luck!
Gary’s* name has been changed to protect privacy
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