Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Ken* |
| State: | NSW |
| Sex: | Male |
| Age: | 25 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | St George |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 02/05/2018 |
| Default Resolution: | 17/07/2018 |
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Credit Repair Background:
Ken tried to buy a new BMW for $150,000 and was declined because of the number of enquiries on his credit file. All of these enquiries were done online.
What were any challenges with the creditor?
St George refused to respond to our Law Firm’s initial request for documentation.
Why was the listing removed?
The enquiry was removed as it listed as consumer enquiry but should have been a commercial.
Summary:
Ken engaged MyCRA Lawyers to investigate the likelihood of removal of 8 consumer credit enquiry listings on his credit file. Ken only discovered the enquiry listings when he applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of the enquiry listing in 76 days. Ken is now a step closer to achieving a finance approval. Congratulations Ken and good luck!
Ken’s* name has been changed to protect privacy
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