
Bad Credit Rating Removal Case Study
Client Profile:
Name: | Kevin* |
State: | VIC |
Sex: | Male |
Age: | 27 |
Married/Single: | Single |
Listing Type: | Default |
Original Creditor: | AGL |
Current Creditor: | Panthera Finance |
Paid / Unpaid: | Unpaid |
Listing Amount: | $1269 |
Commenced work: | 14/06/2018 |
Default Resolution: | 30/07/2018 |
Credit Repair Background:
Kevin had an old gas and electricity old debt from AGL. Kevin never received any letters or calls from Panthera and cannot remember receiving any from AGL. Kevin moved out and had advised AGL he was going back home (they had that address as a mailing address already), and to cancel the accounts.
What were any challenges with the creditor?
The creditors responded to the MyCRA Lawyers’ requests in a timely manner.
Why was the listing removed?
Panthera Finance agreed to remove the default listing as the notices were not sent to the correct last known address.
Summary:
When preparing to apply for a home loan Kevin did a credit check and found that he had two Panthera Finance defaults. Kevin engaged MyCRA Lawyers to investigate the likelihood of removal of the 2 default listings on his credit file. These listings were the direct result of the time he moved address. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 46 days. Kevin is now a step closer to achieving a finance approval. Congratulations Kevin and good luck!
Kevin’s* name has been changed to protect privacy
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