Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: Lyn*
State: VIC
Sex: Female
Age: 52
Married/Single: Married
Listing Type: Commercial Default
Original Creditor: Ashley and Martin
Current Creditor:
Paid / Unpaid: Unpaid
Listing Amount: $3000
Commenced work: 22/05/2018
Default Resolution: 17/07/2018
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Credit Repair Background:
This default was listed as commercial when it should be consumer. Lyn was experiencing financial hardship and her husband was ill and she was unemployed at the time.

What were any challenges with the creditor?
The creditor responded to our Lyn’s lawyers requests in a timely manner.

Why was the listing removed?
Ashley & Martin offered to remove the default if Kati pays the outstanding balance. Kati did not accept this offer and MyCRA Lawyers lodged a complaint to Equifax as it was a consumer default listed as commercial. Equifax held that default listing be removed.

Lyn engaged MyCRA Lawyers to investigate the likelihood of removal of several consumer and commercial enquiries and default listings on her credit file. She is trying to buy a home and needed the listings removed so that she can apply for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 56 days. Lyn is now a step closer to achieving a finance approval. Congratulations Lyn and good luck!

Lyn’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218