Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Rodney* |
| State: | NSW |
| Sex: | Male |
| Age: | 49 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Vodafone |
| Current Creditor: | ACM Group |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $540 |
| Commenced work: | 28/06/2018 |
| Default Resolution: | 01/08/2018 |
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Credit Repair Background:
John was contesting data charges with Vodafone but got fed up with them and did not pay.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to ACM Group and upon further review, they have agreed to remove the default listing as it was listed more than 90 days after 21D was issued.
Summary:
John engaged MyCRA Lawyers to investigate the likelihood of removal of 4 default listings on his credit file. The telco listing was the direct result of the time John was in dispute with the data charges and he refused to make payments. John only discovered the bad credit default listings when he checked his credit report in 2017. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 34 days. John* is now a step closer to achieving a finance approval. Congratulations John and good luck!
John’s* name has been changed to protect privacy
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