Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Tamara* |
| State: | VIC |
| Sex: | Female |
| Age: | 52 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Credit Four |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $600 |
| Commenced work: | 22/05/2018 |
| Default Resolution: | 12/07/2018 |
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Credit Repair Background:
Tamara* had no knowledge of this debt and had never even heard of Credit Four.
What were any challenges with the creditor?
Credit Four verbally advised that debt became stat barred in Feb 2017. MyCRA Lawyers asked them to confirm this in writing however they refused.
Why was the listing removed?
Credit Four verbally advised that debt was statute barred but refused to put this in writing. They believed that the listing should remain even after debt becomes stat barred. MyCRA Lawyers lodged a complaint with Equifax who held that listing be removed.
Summary:
Tamara engaged MyCRA Lawyers to investigate the likelihood of removal of several consumer and commercial enquiries and default listings on her credit file. She is trying to buy her home from her daughter and needed the listings removed so that she can apply for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 51 days. Tamara is now a step closer to achieving a finance approval. Congratulations Tamara and good luck!
Tamara’s* name has been changed to protect privacy
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