Bad Credit Rating Removal Case Study
Client Profile:
| Name: | William* |
| State: | QLD |
| Sex: | Male |
| Age: | 42 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Westpac |
| Current Creditor: | Pioneer Credit |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $9202 |
| Commenced work: | 11/07/2018 |
| Default Resolution: | 16/07/2018 |
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Credit Repair Background:
William was going through a difficult time and missed a payment to Westpac, he remembers receiving calls and a letter from Westpac, but when he discussed the hardship he was going through they didn’t offer any hardship options.
What were any challenges with the creditor?
Westpac/Pioneer Credit replied to William’s lawyers’ requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a request letter, outlining the specific procedural issues to Pioneer Credit and, upon further review, they agreed to remove the default.
Summary:
William engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. The listing was the direct result of the time cash flow issue was due to a long drawn out sale. William only discovered the bad credit default listing when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 5 days. William * can now confidently apply for finance. Congratulations William and good luck!
William’s* name has been changed to protect privacy
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