Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Rachele* |
| State: | VIC |
| Sex: | Female |
| Age: | 47 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | ZipPay |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 24/07/2018 |
| Default Resolution: | 15/10/2018 |
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Credit Repair Background:
Rachele has several enquiry listings on her credit report. Many of these enquiries were completed without her knowledge. Rachele thought she was only having a discussion enquiry about the process and current offer; not a formal application.
What were any challenges with the creditor?
ZipPay refused to respond to our MyCRA Lawyers’ request for information.
Why was the listing removed?
MyCRA Lawyers lodged FOS complaint and ZipPay advised that they will remove enquiry.
Summary:
Rachele engaged MyCRA Lawyers to investigate the likelihood of removal of several enquiry listings on her credit file. Many of these enquiries were completed without the knowledge of Rachelle. Rachele only discovered the bad credit default listing when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 83 days. Rachele is now a step closer to achieving finance. Congratulations Rachele and good luck!
Rachele’s* name has been changed to protect privacy
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