Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Andrew* |
| State: | QLD |
| Sex: | Male |
| Age: | 36 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Lombard Finance |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 06/07/2018 |
| Default Resolution: | 27/08/2018 |
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Credit Repair Background:
Andrew had several enquiry listings on his credit file. Andrew had no idea of how this listing came about nor had he even heard of Lombard finance, let alone, applied for a credit card through them.
What were any challenges with the creditor?
MyCRA Lawyers did not receive any response from Lombard Finance to our numerous requests within the specified time frame.
Why was the listing removed?
MyCRA Lawyers sent a demand letter to Lombard Finance and, upon discussion and review, they agreed to remove the enquiry.
Summary:
Andrew engaged MyCRA Lawyers to investigate the likelihood of removal of several enquiry listings on his credit file. Andrew only discovered the bad credit enquiry listings when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 52 days. Andrew is now a step closer to achieving finance. Congratulations Andrew and good luck!
Andrew’s* name has been changed to protect privacy
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