Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: David*
State: NSW
Sex: Male
Age: 25
Married/Single: Single
Listing Type: Enquiry
Original Creditor: NAB
Current Creditor:
Paid / Unpaid: Unpaid
Listing Amount: $0
Commenced work: 02/05/2018
Default Resolution: 05/07/2018
case study image

Credit Repair Background:
David tried to buy a new BMW for $150,000 and was declined because of the enquiries on his credit file.

What were any challenges with the creditor?
NAB refused to respond to MyCRA Lawyers.

Why was the listing removed?
NAB did not respond to MyCRA Lawyers’ initial request and a FOS complaint was lodged. NAB could not locate any information regarding the enquiry so they agreed to remove it. Furthermore, there was no clause in the contract to advise that the creditor had the right to access credit reports.

David engaged MyCRA Lawyers to investigate the likelihood of removal of several consumer credit enquiry listings on his credit file. David only discovered the enquiry listings when he was declined for finance. MyCRA Lawyers negotiated the successful removal of the enquiry listing in 64 days. David is now a step closer to achieving a finance approval. Congratulations David and good luck!

David’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218