Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Ian* |
| State: | QLD |
| Sex: | Male |
| Age: | 65 |
| Married/Single: | Married |
| Listing Type: | Enquiry |
| Original Creditor: | Fundco |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $750 |
| Commenced work: | 07/06/2018 |
| Default Resolution: | 28/06/2018 |
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Credit Repair Background:
Ian had 4 payday lender enquiries and a default listed on his credit file.
What were any challenges with the creditor?
Capfin/Fundco responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Capfin/Fundco agreed to remove the enquiry when Ian provided a statutory declaration stating that he did not apply for the loan.
Summary:
Ian engaged MyCRA Lawyers to investigate the likelihood of removal of 4 enquiries and a default listing on his credit file. Ian only discovered the bad credit default listings when he was declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 21 days. Ian is now a step closer to achieving a finance approval. Congratulations Ian and good luck!
Ian’s* name has been changed to protect privacy
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