Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Ian* |
| State: | QLD |
| Sex: | Male |
| Age: | 65 |
| Married/Single: | Married |
| Listing Type: | Enquiry |
| Original Creditor: | IPF Digital |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1024 |
| Commenced work: | 07/06/2018 |
| Default Resolution: | 22/06/2018 |
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Credit Repair Background:
Ian had numerous payday lender enquiries, and a default listing on his credit file.
What were any challenges with the creditor?
IPF Digital responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a request letter, outlining the legal reasoning (did you know there are up to 8,000 pages of legislation that cover this?) for the removal request to IPF Digital and, upon further review, they agreed to remove the default.
Summary:
Ian engaged MyCRA Lawyers to investigate the likelihood of removal of some enquiries and a default that were listed on his credit file. Ian only discovered the bad credit default listings when he was declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 15 days. Ian is now a step closer to achieving a finance approval. Congratulations Ian and good luck!
Ian’s* name has been changed to protect privacy
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