Bad Credit Rating Removal Case Study
Client Profile:
| Name: | James* |
| State: | QLD |
| Sex: | Male |
| Age: | 28 |
| Married/Single: | Married |
| Listing Type: | Enquiry |
| Original Creditor: | ZipPay |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 08/05/2018 |
| Default Resolution: | 27/07/2018 |
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Credit Repair Background:
James has a default and several enquiries on his credit file. Thomas was in financial hardship and he needed some assistance at the time of the listings.
What were any challenges with the creditor?
ZipPay refused to respond within the 30 day time frame to MyCRA Lawyers’ initial request for documentation, and they also refused to remove the enquiry.
Why was the listing removed?
After numerous discussions with James’ lawyers, ZipPay agreed to remove the enquiry.
Summary:
James found MyCRA Lawyers on Google and contacted our Law Firm as he had concerns that there were listings on his credit file. He needed the listings removed as he wanted to buy a home. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 80 days James is now a step closer to achieving a finance approval. Congratulations Thomas and good luck!
James’* name has been changed to protect privacy
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