Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Jason* |
| State: | VIC |
| Sex: | Male |
| Age: | 32 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | ZipMoney |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 14/06/2018 |
| Default Resolution: | 27/07/2018 |
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Credit Repair Background:
Jason and his partner considered mobile phone offers in-store but did not proceed with any applications. Jason recently applied for a loan and was declined due to the number of enquiries listed on his file over the past two years.
What were any challenges with the creditor?
ZipMoney refused to respond within the 30-day time frame to MyCRA Lawyers’ initial request for documentation.
Why was the listing removed?
After much discussion with Jason’s lawyer, ZipMoney agreed to remove the enquiry.
Summary:
Jason engaged MyCRA Lawyers to investigate the likelihood of removal of 2 enquiry listings on his credit file. Jason only discovered the bad credit enquiry listings when he applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 43 days. Jason can now proceed with finance as his two enquiry listings were removed. Congratulations Joshua and good luck!
Jason’s* name has been changed to protect privacy
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