Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Samuel* |
| State: | WA |
| Sex: | Male |
| Age: | 49 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | City Finance |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1500 |
| Commenced work: | 07/03/2018 |
| Default Resolution: | 19/07/2018 |
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Credit Repair Background:
Samuel has two City Finance Lending enquiries. They are the same listing as they were 2 minutes apart on Samuel’s Illion credit file.
What were any challenges with the creditor?
City Finance refused to respond within the 30 days time frame. After Samuel’s lawyers followed up, City Finance agreed that his enquiry was invalid; they contacted DnB to request the removal and were advised that because City Finance was no longer a subscriber, they cannot process this request. DnB also advised that Samuel would have to submit a correction request. MyCRA Lawyers submitted a correction request to DnB and the enquiry was removed.
Why was the listing removed?
The listing was removed as the enquiry was a duplicate.
Summary:
Samuel engaged MyCRA Lawyers to investigate the likelihood of removal of 2 enquiry listings on his credit file. Samuel only discovered the bad credit enquiry listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 56 days. Samuel is now a step closer to achieving a finance approval. Congratulations Samuel and good luck!
Samuel’s* name has been changed to protect privacy
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