Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
Name: | Spiro* |
State: | QLD |
Sex: | Male |
Age: | 31 |
Married/Single: | Single |
Listing Type: | Judgment |
Original Creditor: | JA Real Estate |
Current Creditor: | – |
Paid / Unpaid: | Paid |
Listing Amount: | $1,070.23 |
Commenced work: | 08/06/2018 |
Default Resolution: | 14/06/2018 |
Credit Repair Background:
Spiro’s* was going through a very hard time; his work hours had been reduced and he was going through a separation from his partner when the judgment was listed. He was brought before QCAT, and the Judge disregarded his special circumstances. Spiro filed an appeal to overturn the decision but it was declined due to insufficient evidence.
What were any challenges with the creditor?
Minimal issues with the Plaintiff (JA Real Estate) as they responded to our credit repair lawyers’ default removal requests in a positive and timely manner.
Why was the listing removed?
The judgment was removed as Plaintiff consented to setting it aside.
Summary:
Spiro engaged MyCRA Lawyers to investigate the likelihood of removal of 2 listings on his credit file. He was going for a home loan and became stuck because of the listings on his credit files. The judgment listing was a direct result of when Spiro ‘s work hours got reduced and he separated from his partner. Spiro only discovered the bad credit default listings when he applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of his judgment listing in just 6 days. Spiro can now move forward financially as his two listings are now removed. Congratulations Spiro and good luck!
Spiro’s* name has been changed to protect privacy
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