Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: Abhay*
State: VIC
Sex: Male
Age: 36
Married/Single: Single
Listing Type: Enquiry
Original Creditor: GE
Current Creditor:
Paid / Unpaid: Unpaid
Listing Amount: $0
Commenced work: 17/10/2017
Default Resolution: 13/06/2018
case study image

Credit Repair Background:
Abhay has a couple of enquiry listings on his credit file that needed to be removed. The enquiry was placed by GE because Abhay went into a furniture store and was asked whether he wanted finance instead of purchasing outright. Abhay had just moved from India so did not have a lot of funds. He asked whether a credit check would be done and advised that he is a financial planner so aware of impact of enquiries on credit file. The salesperson advised that it would be an internal check and that an external credit check would not be required. Based on this advice, Abhay decided to go the finance option but the application was declined.

What were any challenges with the creditor?
GE refused to respond to a complaint sent by MyCRA Lawyers on November 2017.

Why was the listing removed?
A complaint was lodged with FOS as no response received from GE. GE since agreed to remove the listing.

Summary:
Abhay is a financial planner. He engaged MyCRA Lawyers to investigate the likelihood of removals of enquiry listings on his credit file. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 239 days. Abhay* can now achieve finance approval as his 3 enquiry listings were removed. Congratulations Abhay and good luck!

Abhay’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218