Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Abhay* |
| State: | VIC |
| Sex: | Male |
| Age: | 36 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Thorn Australia |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 17/10/2017 |
| Default Resolution: | 21/02/2018 |
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Credit Repair Background:
Abhay has a couple of enquiry listings on his credit file that needed to be removed.
What were any challenges with the creditor?
Thorn refused to remove the enquiry at the time of the investigation. The CIO explained that the delay in obtaining a response from Thorn was caused by a change of respondent from Thorn to Credit Corp.
Why was the listing removed?
MyCRA Lawyers drafted CIO complaint based on Abhay’s claim that Thorn told him verbally that an external credit check would not be conducted if he submitted his application online. Credit Corp agreed to remove the listing.
Summary:
Abhay is a financial planner. He engaged MyCRA Lawyers to investigate the likelihood of removals of enquiry listings on his credit file. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 127 days. Abhay* is now a step closer to achieving a finance approval. Congratulations Abhay and good luck!
Abhay’s* name has been changed to protect privacy
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