Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Adele* |
| State: | QLD |
| Sex: | Female |
| Age: | 47 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Power & Water Corp |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1,358 |
| Commenced work: | 20/10/2017 |
| Default Resolution: | 13/02/2018 |
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Credit Repair Background:
Adele had been having a very hard time of it; she had just lost her job, injured her back and was bedridden for 6 months, and the property her daughter owned (which Adele was supplying power to) had drug dealers as tenants and they totally destroyed it. They were struggling to keep the property and was a very stressful period of Adele’s life. Adele and her daughter were forced to relocate interstate to secure a fresh start and employment.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers drafted correction request to Power & Water Corp. Our Law Firm had raised client’s last known address, hardship and 21D. Power & Water Corp removed the default as they admitted that default was listed after 90 days from issue of 21D notice.
Summary:
Adele engaged MyCRA Lawyers to investigate the likelihood of removal of 3 default listings on her credit file. These listings were the direct result of the time she was going through an extremely stressful period. Adele only discovered the bad credit default listings when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 116 days. Adele* is now a step closer to achieving a finance approval. Congratulations Adele and good luck!
Adele’s* name has been changed to protect privacy
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