Bad Credit Rating Removal Case Study
Client Profile:
Name: | Allen* |
State: | WA |
Sex: | Male |
Age: | 52 |
Married/Single: | – |
Listing Type: | Default |
Original Creditor: | GE Capital Finance Australia |
Current Creditor: | Credit Corp |
Paid / Unpaid: | Unpaid |
Listing Amount: | $252 |
Commenced work: | 12/02/2016 |
Default Resolution: | 14/07/2016 |
Credit Repair Background:
Allen* instructed MyCRA Lawyers that he had moved house but was unsure if he had notified GE of his new address. Allen* lost his job and had financial hardship and instructed our firm that he was contacted regarding the overdue account, and advised them of his hardship.
What were any challenges with the creditor?
There was a delay on the documents we had requested as Credit Corp longer then average to obtain the documents from GE.
Why was the listing removed?
As Allen* instructed that he advised GE of his hardship, we were requesting the file notes from GE to evidence this. Credit Corp agreed to remove the listing as they did not received the file notes from GE.
Summary:
Allen* contacted MyCRA Lawyers as he had a default in his credit file. Allen* wanted his default removed so that he can proceed with his house and land purchase finance. We managed to negotiate removal of his default and Allen* can now confidently apply for finance. Congratulations Allen* and good luck!
Allen’s* name has been changed to protect privacy
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