Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Amber* |
| State: | NSW |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Married |
| Listing Type: | Judgment |
| Original Creditor: | Seventh Day Adventist Schools |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $11,188 |
| Commenced work: | 01/02/2018 |
| Default Resolution: | 08/02/2018 |
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Credit Repair Background:
Amber had a judgment from her kids’ previous school from when her ex-husband did not pay it. Amber separated from her husband and she decided to transfer their children into public school as she was not in a financial position to cover the entire costs of the children’s schooling. Her ex-husband insisted that the children continue attending private school and he would contribute to the costs. Over time, this commitment was not upheld and fees accumulated accordingly which led to the default. Amber was making regular payments and in July 2017, she was able to pay the agreed amount in full to settle the matter. During the time, her ex-husband made minimal payments and was unwilling to contribute to the final agreed payment figure.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
The listing was removed as the Plaintiff has agreed to sign the consent orders setting aside judgment.
Summary:
Amber’s new husband made the initial enquiry on Amber’s behalf. A mortgage broker recommended he come and talk to MyCRA Lawyers. The listing was the direct result of the time Amber’s ex-husband did not help cover the children’s school fees. MyCRA Lawyers negotiated the successful removal of her judgment listing in just 7 days. Amber* can now achieve finance approval. Congratulations Amber and good luck!
Amber’s* name has been changed to protect privacy
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