Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Amir* |
| State: | NSW |
| Sex: | Male |
| Age: | 33 |
| Married/Single: | Single |
| Listing Type: | Commercial Default |
| Original Creditor: | Telstra |
| Current Creditor: | Zurich Capital & Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $3675 |
| Commenced work: | 24/07/2019 |
| Default Resolution: | 04/10/2019 |
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Credit Repair Background:
Amir* was living in Los Angeles, USA at the time and was not contacted. He would have paid the debt if he was contacted, which he has done since.
What were any challenges with the creditor?
Zurich declined to remove the default at the time of the initial investigation.
Why was the listing removed?
MyCRA Lawyers sent supporting information to Zurich as part of evidence and request for default removal.
Summary:
Amir* engaged MyCRA Lawyers to investigate the likelihood of removing a Telstra / Zurich Capital & Finance default listing on his credit file. The listing resulted when Amir* did not received correspondence nor calls regarding the overdue account. Amir* only discovered the bad credit default listing when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 72 days. Amir* can now move forward financially. Congratulations Amir and good luck!
Amir’s* name has been changed to protect privacy
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