Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Annabelle* |
| State: | QLD |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Credit Corp |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $5000 |
| Commenced work: | 14/02/2018 |
| Default Resolution: | 23/04/2018 |
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Credit Repair Background:
Annabelle has several enquiry listings and a Citibank default on her credit file. She cannot really remember what happened as she was under extreme emotional and financial hardship. She stated that would not have applied if she had known there were lasting effects on her credit history.
What were any challenges with the creditor?
Credit Corp refused to remove the listing at the time of the investigation.
Why was the listing removed?
MyCRA Lawyers drafted a correction request on good faith/compassionate grounds. Credit Corp agreed to remove the default listing on a non-admission basis.
Summary:
Annabelle was referred to MyCRA Lawyers by her mortgage broker. She engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing and enquiries on her credit file. These listings were the direct result of the time she was suffering from emotional and financial hardships. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 68 days. Annabelle* is now a step closer to achieving a finance approval. Congratulations Annabelle and good luck!
Annabelle’s* name has been changed to protect privacy
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