Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Billy* |
| State: | NSW |
| Sex: | Male |
| Age: | 44 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Origin Energy |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Paid |
| Listing Amount: | $605 |
| Commenced work: | 25/09/2019 |
| Default Resolution: | 21/01/2020 |
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Credit Repair Background:
Brendan has four listings on his credit file. Billy* could not work at the time of the default as he has an autistic child and had to devote time and effort into his child’s development.
What were any challenges with the creditor?
Panthera Finance declined to remove the default listing at the time of the investigation.
Why was the listing removed?
Panthera Finance agreed to remove the default listing as client paid the debt was experiencing retrospective hardship.
Summary:
Billy* engaged MyCRA Lawyers to investigate the likelihood of removal of four default listings on his credit file. The Origin Energy/Panthera Finance listing resulted when Billy* had to devote time and effort into his autistic child’s development. Billy* only discovered the bad credit default listings when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 118 days. Congratulations Billy* and good luck!
Billy’s* name has been changed to protect privacy
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