Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Jacob* |
| State: | QLD |
| Sex: | Male |
| Age: | 30 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Jacana Energy |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $1243 |
| Commenced work: | 02/08/2018 |
| Default Resolution: | 17/10/2018 |
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Credit Repair Background:
Jacob was in the armed forces and was stationed in Afghanistan. Jacob moved from NT to QLD while he was away, (Friends did the actual moving) but is unaware if he or his Friends/Family received any notices from Jacana Energy. Jacob moved apartments in NT with Jacana Energy and they recorded the wrong billing address and as a result he was defaulted, but as soon as Jacob found out, he paid it.
What were any challenges with the creditor?
Jacana Energy did not respond to Jacob’s lawyers requests in a timely manner.
Why was the listing removed?
Jacana Energy placed the listing more than 3 months after the 21D notice was issued.
Summary:
Jacob engaged MyCRA Lawyers to investigate the likelihood of removal of a Jacana Energy default listing on his credit file. The listing was a result of the time when Jacob moved address. Jacob only discovered the bad credit default listing when he was declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 76 days. Jacob can now move forward financially. Congratulations Jacob and good luck!
Jacob’s* name has been changed to protect privacy
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