Bad Credit Rating Removal Case Study
Client Profile:
Name: | Caitlyn* |
State: | WA |
Sex: | Female |
Age: | 40 |
Married/Single: | Single |
Listing Type: | Enquiry |
Original Creditor: | Westpac |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $40,000 |
Commenced work: | 19/06/2018 |
Default Resolution: | 13/07/2018 |
Credit Repair Background:
Caitlyn had numerous enquiries on her credit files that she would like removed as they are preventing her from obtaining finance. With respect to the Westpac enquiries, Caitlyn agreed that she authorised one of those but for whatever reason, the lender hit her credit file a second time.
What were any challenges with the creditor?
Westpac responded to Caitlyn’s lawyers’ requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a request to Westpac requesting removal based on numerous procedural errors, and upon further review, Westpac agreed to remove the enquiry.
Summary:
Caitlyn engaged MyCRA Lawyers to investigate the likelihood of removal of several enquiry listings on her credit file. Melissa only discovered the bad credit enquiry listings when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit enquiry listing. Caitlyn is now a step closer to achieving a finance approval. Congratulations Caitlyn and good luck!
Caitlyn’s* name has been changed to protect privacy
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