Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: Christian
State: SA
Sex: Male
Age: 35
Married/Single: Married
Listing Type: Default
Original Creditor: Westpac
Current Creditor: Lion Finance
Paid / Unpaid: Paid
Listing Amount: $5295
Commenced work: 6/09/2016
Default Resolution: 15/09/2016
case study image

Credit Repair Background:
Christian had a credit card account with Westpac. He was paying the minimum monthly repayments and was unaware that the account was overdue until the debt collection agency contacted him for payment which he then made. He does not recall any correspondence from Westpac advising that the account was overdue or that it would be listed as a default.

What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.

Why was the listing removed?
Lion Finance advised that they will remove the default listing from Christian’s credit file.

Christian contacted MyCRA Lawyers as he wanted the default listing removed from his credit file. He was applying for a second mortgage, however, the default is hindering him from trying to do so. We managed to negotiate removal of his default listing in 9 days and Christian can now move on financially. Congratulations Christian and good luck!

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218