Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Christie* |
| State: | NSW |
| Sex: | Female |
| Age: | 25 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | CBA |
| Current Creditor: | Credit Corp |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1,128.34 |
| Commenced work: | 13/03/2017 |
| Default Resolution: | 30/05/2018 |
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Credit Repair Background:
Christie had a default listed by Credit Corp originally with CBA. Christie had not been notified by CBA regarding the outstanding payment via any form prior to the solitary letter received from Credit Corp. Neither letter or email had been received on her mailing address or email inbox. Christie immediately paid as soon as Credit Corp sent a letter.
What were any challenges with the creditor?
Credit Corp refused to remove the listing at the time of the investigation.
Why was the listing removed?
MyCRA Lawyers drafted complaint to OAIC. Our Law Firm advised Credit Corp that if they remove the default, client will withdraw the complaint. Credit Corp advised that upon receiving written confirmation that complaint has been withdrawn, they will request the removal of the default.
Summary:
Christie’s husband contacted MyCRA Lawyers and enquired about Christie’s default listing on her credit report. They needed the default removed as they are planning to apply for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 443 days. Christie* and her husband can now confidently apply for home loan. Congratulations Christie and good luck!
Christie’s* name has been changed to protect privacy
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