
Bad Credit Rating Removal Case Study
Client Profile:
Name: | Daniel* |
State: | QLD |
Sex: | Male |
Age: | 42 |
Married/Single: | – |
Listing Type: | Judgment |
Original Creditor: | Citisolar QLD Pty Ltd |
Current Creditor: | – |
Paid / Unpaid: | Paid |
Listing Amount: | $3,238.38 |
Commenced work: | 24/05/2016 |
Default Resolution: | 10/06/2016 |
Credit Repair Background:
Citisolar supplied Daniel an inverter which was broken. He notified Citisolar of the defective product and requested a refund. However, they declined Daniel’s request for a refund and instead demanded him pay the full amount for the broken inverter. Daniel disputed Citisolar’s invoice due to the broken inverter which was delivered to him. Unbeknown to Daniel, Citisolar instituted proceedings against him. He was made aware of the Judgment on his credit files as a result of a finance application being rejected.
What were any challenges with the creditor?
It took awhile for Brisbane Magistrates Court to respond to our request to provide copies of court documents. After receiving the court documents, a request letter along with these were sent to Citisolar’s solicitors, who refused to respond in a timely manner
Why was the listing removed?
The solicitors signed the Consent Orders to set aside judgment.
Summary:
Daniel and his wife contacted MyCRA Lawyers as they wanted the judgment removed from Daniel’s credit file. They found out about the listing after applying for a home loan for an investment property. We managed to negotiate removal of her default in 17 days and they can now move forward financially. Congratulations Daniel and good luck!
Daniel’s* name has been changed to protect privacy
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