
Bad Credit Rating Removal Case Study
Client Profile:
Name: | Daniel |
State: | QLD |
Sex: | Male |
Age: | 42 |
Married/Single: | Single |
Listing Type: | Judgment |
Original Creditor: | Local Council |
Current Creditor: | – |
Paid / Unpaid: | Paid |
Listing Amount: | $4,540.22 |
Commenced work: | 3/05/2016 |
Default Resolution: | 5/05/2016 |
Credit Repair Background:
The Council issued 2 notices stating that Daniel’s rates account was overdue for 2 years in the amount of $4500. Daniel’s partner, telephoned the Council notifying them of the Council’s mistake and the Council stated that they would rectify the error. Daniel did not think any further about the Council’s outstanding rates notices until he and his partner applied for an investment home loan.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
The solicitors signed the Consent Order.
Summary:
Daniel and his partner contacted MyCRA Lawyers to remove the judgment from Daniel’s credit file. They want to apply for a home loan for an investment property. We managed to negotiate removal of the default listing in 6 days and Daniel can now move forward financially. Congratulations Daniel and good luck!
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