Bad Credit Rating Removal Case Study
Client Profile:
| Name: | David* |
| State: | NSW |
| Sex: | Male |
| Age: | 25 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | NAB |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $26,800 |
| Commenced work: | 30/10/2017 |
| Default Resolution: | 19/12/2017 |
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Credit Repair Background:
David tried to buy a new BMW for $150,000 and was declined because of the number enquiries on his credit file. All of the enquiries MyCRA Lawyers were looking at removing were done online.
What were any challenges with the creditor?
NAB’s investigating team took a while to respond whether they are agreeable to removing the enquiry listing from David’s credit file.
Why was the listing removed?
NAB agreed to remove the listing as the enquiry was listed after the loan was approved.
Summary:
David engaged MyCRA Lawyers to investigate the likelihood of removal of 8 consumer credit enquiry listings on his credit file. David only discovered the enquiry listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of the enquiry listing in 50 days. David* is now a step closer to achieving a finance approval. Congratulations David and good luck!
David’s* name has been changed to protect privacy
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