Bad Credit Rating Removal Case Study
Client Profile:
| Name: | David* |
| State: | NSW |
| Sex: | Male |
| Age: | 25 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | IPF Digital Australia |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0.00 |
| Commenced work: | 27/10/2017 |
| Default Resolution: | 29/11/2017 |
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Credit Repair Background:
David tried to buy a new BMW for $150,000 and was declined because of the enquiries. All of the enquiries MyCRA Lawyers were looking at removing were completed online.
What were any challenges with the creditor?
IPF Digital refused to respond within the 30 day time frame as the request has been referred to their internal lawyer.
Why was the listing removed?
IPF Digital agreed to remove the listing as David had not applied for this credit.
Summary:
David engaged MyCRA Lawyers to investigate the likelihood of removal of 8 consumer credit enquiry listings on his credit file. David only discovered the enquiry listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of the enquiry listing in 33 days. David* is now a step closer to achieving a finance approval. Congratulations David and good luck!
David’s* name has been changed to protect privacy
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