Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Emma* |
| State: | TAS |
| Sex: | Female |
| Age: | 24 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Telstra |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1583 |
| Commenced work: | 14/08/2018 |
| Default Resolution: | 29/10/2018 |
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Credit Repair Background:
Emma* lived in Victoria but came home in January 2017 after finally leaving a violent relationship. Unfortunately she left her ex-partner with a phone still in her name. Emma* only realised after applying for a home loan that she has a credit default from Telstra, which had been transferred to Panthera Finance.
What were any challenges with the creditor?
Panthera Financerefused to respond to our Law Firm’s initial request for documentation and complaint.
Why was the listing removed?
MyCRA Lawyers raised compassionate grounds as a reason for removal. Panthera advised that they had contacted Telstra who advised that there was an error in placing the listing. Panthera also agreed to waive the debt based on Emma’s* circumstances.
Summary:
Emma* engaged MyCRA Lawyers to investigate the likelihood of removal of a Telstra / Panthera Finance default listing on her credit file. The listing resulted from a relationship breakup and she left her ex-partner with a phone in her name. Emma* only discovered the bad credit default listing when she was declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 76 days. Emma* can now move forward financially. Congratulations Emma* and good luck!
Emma’s* name has been changed to protect privacy
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