Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Faith* |
| State: | QLD |
| Sex: | Female |
| Age: | 24 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | HSBC Bank |
| Current Creditor: | Woolworths Money |
| Paid / Unpaid: | Paid |
| Listing Amount: | $4400 |
| Commenced work: | 19/04/2018 |
| Default Resolution: | 01/05/2018 |
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Credit Repair Background:
Faith had the credit card when she was doing her nursing degree, unfortunately she had to give up work to study and fell behind in making payments. She was only earning enough money to pay for the essentials to live and was not earning enough to pay for this particular bill.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Pioneer Credit advised that there was a double up and that they sent a request to Macquarie to remove the default.
Summary:
Faith engaged MyCRA Lawyers to investigate the likelihood of removal of 3 listings on her credit file. These listings were the direct result of the time she was doing her nursing degree and she had to give up work to study and got behind in paying. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 12 days. Faith* is now a step closer to achieving a finance approval. Congratulations Faith and good luck!
Faith’s* name has been changed to protect privacy
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