Bad Credit Rating Removal Case Study
Client Profile:
| Name: | George* |
| State: | QLD |
| Sex: | Male |
| Age: | 55 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | ANZ Bank |
| Current Creditor: | Credit Corp |
| Paid / Unpaid: | Paid |
| Listing Amount: | $28,254 |
| Commenced work: | 14/02/2018 |
| Default Resolution: | 08/03/2018 |
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Credit Repair Background:
George’s credit card had been used by his ex-wife without his permission after the relationship had ended. George received no correspondence regarding money owed until October 2017. He paid the account when he was notified and he was told it would subsequently be removed from his credit file but apparently it was not deleted.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to Credit Corp and upon further review, they have agreed to remove the default.
Summary:
George was referred by his mortgage broker and he engaged MyCRA Lawyers to investigate the likelihood of removal of a default on his credit file. The listing was the direct result of the time he had separated from his ex-wife and she continued to use his credit card without George’s knowledge causing a default. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 22 days. George* can now move forward financially. Congratulations George and good luck!
George’s* name has been changed to protect privacy
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