Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: Jack*
State: QLD
Sex: Male
Age: 27
Married/Single: Single
Listing Type: Default
Original Creditor: Telstra
Current Creditor: Credit Corp
Paid / Unpaid: Unpaid
Listing Amount: $3,801.76
Commenced work: 23/05/2018
Default Resolution: 04/06/2018
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Credit Repair Background:
The default happened due to a billing dispute with Telstra prior to the account being sold to Credit Corp. Telstra would not let Jack pay off the overdue bill over the time he required so he wouldn’t be placed in financial risk. Jack cancelled his contract and the amount owed continued to increase.

What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.

Why was the listing removed?
Credit Corp agreed to remove default listing on a non-admission basis if account is paid in full. They have agreed to Jack making a lump sum payment and then the balance be paid on a direct debit arrangement. The default removal request will be made upon payment of the lump sum and return of Jack’s direct debit form.

Jack engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. The listing was the direct result of the time he was in a billing dispute with Telstra. Jack only discovered the bad credit default listing when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 12 days. Jack* can now confidently apply for finance. Congratulations Jack and good luck!

Jack’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218