Bad Credit Rating Removal Case Study
Client Profile:
| Name: | James* |
| State: | QLD |
| Sex: | Male |
| Age: | 30 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | NAB |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $5053 |
| Commenced work: | 8/08/2016 |
| Default Resolution: | 4/10/2016 |
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Credit Repair Background:
James* (Name changed to protect his identity) had to return to India due to urgent family medical problems and was only expecting to be away for 2 months. After James’* mother was discharged from hospital, James* contracted chicken pox and his doctor suggested bed rest for 2 months. James returned to Australia after approximately 9 months with a well overdue account.
What were any challenges with the creditor?
MyCRA Lawyers had difficulties getting all the requested documents from the creditor as they did not want to provide them.
Why was the listing removed?
Panthera Finance agreed to remove the default as NAB has advised that the default has been listed incorrectly.
Summary:
James* contacted our office as he has 2 default listings on his credit file that he wanted removed as he applied for finance and got declined. We managed to negotiate removal of his default listing in 57 days and James* can now confidently apply for finance. Congratulations James* and good luck!
James* name has been changed to protect privacy
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