Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Jason* |
| State: | QLD |
| Sex: | Male |
| Age: | 27 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Credit Corp |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $18,363 |
| Commenced work: | 07/11/2019 |
| Default Resolution: | 11/11/2019 |
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Credit Repair Background:
Jason* and his partner split up and her ex-partner was disposing the mail. Jason was not living at the property and he had no idea about the letters or anything. Jason* eventually found a letter when he went to her house to collect some possessions and saw the letter saying that unless he called by that date, they would be placing a default on his file. Jason* told the creditor that he wanted to enter into an agreement and explained his situation that he had also had a death in the family which he was out of pocket for and tried to be as transparent as possible about his finances. Creditor advised Jason* they would have a team to contact him but they were shut for the day and they sent the paperwork across to the collections team already.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our credit repair lawyers’ default removal requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a demand letter to Credit Corp and upon review have agreed to remove the default listing on a no admissions basis.
Summary:
Jason* engaged MyCRA Lawyers to investigate the likelihood of removal of a Credit Corp default listing on his credit file. The listing resulted from a relationship breakup and his ex-partner was disposing the mails. Jason moved out of the house and only saw the notice when he went to his ex-partner’s house to collect some possessions. Jason* only discovered the bad credit default listing when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 4 days. Jason* can now move forward financially. Congratulations Jason and good luck!
Jason’s* name has been changed to protect privacy
