Bad Credit Rating Removal Case Study
Client Profile:
| Name: | John* |
| State: | QLD |
| Sex: | Male |
| Age: | 42 |
| Married/Single: | – |
| Listing Type: | Default |
| Original Creditor: | Power and Gas |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $911 |
| Commenced work: | 19/07/2016 |
| Default Resolution: | 17/08/2016 |
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Credit Repair Background:
John* has limited English and did not know much about the history of the account. John’s* wife believes the account was from his first wife and due to the age of the account, he could not remember. The account was then sold to Panthera Finance.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
The account was listed years after arrears and Panthera Finance agreed to remove the listing.
Summary:
John* was referred to our office by his mortgage broker. He has 2 listings on his credit file and needed it removed as he is applying for home loan. We managed to negotiate removal of this default in 29 days and John* is now a step closer in achieving his home loan. Congratulations John* and good luck!
John’s* name has been changed to protect privacy
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