Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Joshua* |
| State: | VIC |
| Sex: | Male |
| Age: | 32 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | IMB Lending Services |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $35,000 |
| Commenced work: | 14/06/2018 |
| Default Resolution: | 20/06/2018 |
 |
Credit Repair Background:
Joshua’s credit score recently dropped below 500 which prevented him from proceeding with a loan application. His score was low because of a large number of credit enquiries in the past 2 years or so. Joshua did not proceed with the IMB application.
What were any challenges with the creditor?
The creditor as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
IMB agreed to remove the enquiry because the application was declined.
Summary:
Joshua engaged MyCRA Lawyers to investigate the likelihood of removal of 2 enquiry listings on his credit file. These listings were the direct result of the time he made a large number of credit enquiries for finance. Joshua only discovered the bad credit enquiry listings when he more recently applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in just 6 days. Joshua* is now a step closer to achieving a finance approval. Congratulations Joshua and good luck!
Joshua’s* name has been changed to protect privacy
Leave A Comment