Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Justin |
| State: | QLD |
| Sex: | Male |
| Age: | 35 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Vodafone |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1907 |
| Commenced work: | 31/08/2016 |
| Default Resolution: | 9/09/2016 |
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Credit Repair Background:
Justin did not open a Vodafone account and does not recognise this debt. He instructed MyCRA Lawyers that he never lived at the address that the account was opened at. Justin has not been contacted by Vodafone about this account and did not know about the default until he applied for a home loan.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
Our team supplied evidence to Panthera Finance and Vodafone supporting Justin and that his information has been used fraudulently at the time of the listing.
Summary:
Justin was referred to our office by his mortgage broker. He went for a mortgage and found out he had a Vodafone default. He wanted more information on credit repair to get it removed. We managed to negotiate removal of his default listing in 9 days and Justin can now confidently apply for finance. Congratulations Justin and good luck!
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