Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Karen* |
| State: | SA |
| Sex: | Female |
| Age: | 50 |
| Married/Single: | – |
| Listing Type: | Default |
| Original Creditor: | AGL |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $213 |
| Commenced work: | 13/07/2016 |
| Default Resolution: | 22/07/2016 |
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Credit Repair Background:
Karen had an account with AGL, and she was confident she finalised the account when she left her property. AGL rang her about the overdue account, and she advised AGL that she thought she finalised the account, yet AGL said she did not. She requested AGL to send her the account. She received a letter dated 9 June but didn’t collect mail until some time after as she was sick. She knew about the default when she was rejected a loan claim. Karen called AGL and paid the overdue amount and was advised that AGL would provide her a letter to give to her bank to show she has paid it. They told Karen that it would take a while for the default to be removed, however, they never removed it.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
AGL removed the default listing at request stage.
Summary:
Karen was referred to our office by her mortgage broker. MyCRA Lawyers negotiated removal of her default in 9 days and Karen can now move forward financially. Congratulations Karen and good luck!
Karen’s* name has been changed to protect privacy
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